Choosing the Right Living Environment for Your Lifestyle

By Keith Loria

When it comes to buying a home, some people dream of living in a bustling city while others prefer the tranquility of living in a rural environment. While there are pros and cons associated with each, prospective buyers should take into consideration how aspects of each environment will affect their lifestyle.

The benefits of a rural home are plenty. Not only does living in a rural environment afford the homeowner the chance to live on a large property with lots of land for the kids to play on, it also provides for more privacy, peace and quiet as neighboring houses are typically further away.

Another thing to keep in mind is the fact that the further a house is from the city, the lower the price usually is. This will ultimately allow buyers to get more bang for their buck, or at least provide them with the chance to purchase a much larger home than they would have been able to afford in an urban location.

When considering buying a home in a rural setting, it’s important that buyers be aware of things that may differ from one living environment to another.

Let’s start with water. Rural properties often draw their water from private wells, so you need to do tests to ensure the water doesn’t contain dangerous chemicals. You also need to pay attention to the septic system. In rural homes, a leach field is built to collect sewage and water waste, and many of these were built long ago. Be sure to take the time to check that the field is up to today’s codes to avoid costly construction bills in the future.

If the property you’re interested in purchasing includes several acres, it’s not always easy to know where one property ends and the neighboring property begins. Be sure to have the property surveyed before you buy it so that you know exactly where the property lines are in case of a future dispute.

For homes situated on a private road, prospective buyers should take into consideration that the home’s location could lead to large expenses down the line. Often, homeowners who live on private streets are responsible for chipping in when it comes to plowing, maintenance and even paving. It’s also a good idea to be aware of the protocol during the winter when it snows. For instance, if your street doesn’t get plowed, you could be looking at some dangerous driving conditions during the winter months, or even still, you may be stuck at home.

Homes that are really far out may not have the luxury of trash or recycling collection and homeowners may be responsible for taking their garbage to the local dump. Even if the home is located in an area that offers trash collection, you may be surprised at the cost involved.

While it may be a dream to own a house on so many acres of land, the reality is that it can be tough work, especially when you consider all the tasks associated with home upkeep such as mowing the lawn, clearing debris, shoveling snow and other strenuous tasks. Make sure that you’re up to the challenge or that you can afford help for these difficult jobs.

To learn more about purchasing in a rural environment, contact our office today.

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