Keep extra money in your account. “This is a must,” Sue and Steve Kappel stresses. “Something unexpected can pop up during the closing that will require more money out of your pocket.” With that in mind, hold off buying that new furniture set or pool table for the rec room until closing is done.
Do a before-closing inspection. It is always a good idea, when possible, to walk through the property to make a list of any problems. See any issues? Take photos.
Utilities. “Arrange in advance to have the water and electric meters read on closing day and the service switched to your name to prevent interrupted service,” says Sue and Steve Kappel. The same applies for the fuel tank.
And a few things Sue and Steve Kappel says to take along with you:
- Your loan commitment letter. Sue and Steve Kappel suggests you bring your loan letter along to verify loan approval in case of a mistake or misunderstanding with the lender.
- Your contract to purchase. Pull it out if something a little suspicious comes up.
- Your personal ID. A driver’s license or other personal identification will do.
For more information on real estate, please contact Coldwell Banker - Kappel Gateway at info@kappelgateway.com, 707-427-5344, or Coldwell Banker - Kappel Gateway.