homeownership
Bill and Cyndi Daves
Real Estate Professionals
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(P) 18283619783
(C) 18283619783
(F) 18288359678
Coldwell Banker High Country Rea
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Homeownership
Building Permits and Zoning
Q: What do zoning regulations do?
Q: How can I find out how my property is zoned?
Q: How do building codes work?
Q: Should I always get a permit before making home improvements?
Contractors
Q: Are there different types of contractors?
Q: What guidelines should I use to find a contractor?
Q: How do I avoid being ripped off by a less than reputable contractor?
Q: What if the job is botched?
Q: Are there ways to save money when using a contractor?
Financing Remodeling Projects
Q: How can I finance work needed on a fixer-upper?
Q: How does refinancing work?
Q: What about a second mortgage?
Q: Is a home equity line of credit similar to a second mortgage?
Q: How does an unsecured loan work?
Q: Does the federal government offer home improvement programs?
Q: What about state and local governments?
Foreclosure
Q: If faced with foreclosure, what are my options?
Q: When do foreclosure proceedings begin?
Q: Will I be able to buy again after losing a home to foreclosure?
Q: How can I protect my home from creditors?
Insurance
Q: What kind of home insurance should I have?
Q: What is guaranteed replacement cost insurance?
Maintaining and Improving Your Property
Q: Is it true you never really stop fixing up a home?
Q: Is there anything I should pay special attention to?
Q: What about the unseen problems like toxic gases?
Q: How much, on average, can I expect to spend on maintenance?
Refinancing
Q: When is the best time to refinance?
Q: Can I refinance a home loan more than once?
Q: Can an older homeowner who is cash poor but house rich use their home to tap into the equity?
Renovating and Adding Value
Q: What are the main reasons why homeowners remodel?
Q: What should I weigh before considering an addition to my home?
Q: What should I consider once I decide to add on?
Q: When should I tackle the job myself or call in the pros?
Q: Are there ways to save money when adding new space to my home?
Q: What kind of return can I expect from home improvements?
Q: Is there such a thing as "over improving"?
Second Homes
Q: Should I buy a vacation home?
Q: What about a vacation home as an investment?
Taxing Matters
Q: Can I deduct improvements made to my home?
Q: Are victims whose homes are damaged by natural disasters granted any tax relief?
Q: Are special tax breaks available for historic rehabilitation?
Q: Can I contest my property taxes?
Zoning and Legal Issues
Q: What is a variance?
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